4 Key Impacts of the Tax Cuts and Job Acts Sunsetting in 2025

Let’s go back in time to 2017. Do you recall the tax landscape at that time, and do you remember the new tax bill that was introduced? That bill became the Tax Cuts and Jobs Act, which was passed in 2017 and went into effect in the 2018 tax year. For many, this new bill created significant tax savings and, as it stands right now, these tax cuts are set to sunset after 2025.

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Brandon Steele
2024 Market Outlook

I'm excited to kick off the new year with a recap of what we saw in the market last year, of course, look ahead into what may be coming in 2024. Additionally, I will be briefly touching on some of the strategies that may help manage risk and provide opportunities for your investments.

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Brandon Steele
2024 IRS Retirement Plan Limits

As in years past, 2023 was another one full of ups and downs, and I know many of us are looking forward to what the new year has in store. As 2023 comes to a close, it’s a great time to reassess our financial situation and planning considerations as we look into the year ahead. Each calendar year, the IRS adjusts contribution limits for retirement plans to account for inflation. Again, 2024 is no different as the IRS has recently announced the new retirement plan contributions for the year ahead.

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Brandon Steele
3 Key Budgeting Tips for the Holiday Season in 2023

After Halloween, the holiday season vibes are in full force. It’s a great time of year to enjoy with friends, family, and co-workers and although this is a time we associate with great memories, it can also have a large impact on our wallets. Here are 3 key holiday budgeting strategies to implement now in 2022.

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Brandon Steele
2023 Q4 Market Outlook

Somehow, we are already moving into the 4th quarter of 2023. We are looking ahead at the rapidly approaching holidays and gearing up for 2024. But before we get ahead of ourselves, a looming question remains in the markets: Is this bear market going into hibernation?

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Brandon Steele
How to use a Health Savings Account (HSA) in Retirement

Does your company offer a Health Savings Account (HSA)? If you have a high deductible health care plan through your employer, it is likely you have an HSA available to you. If so, understanding how to make the most of a Health Savings Account can provide huge tax benefits, if utilized strategically. Below, discover what a Health Savings Account is, the tax benefits you may receive, and how to use those benefits once you reach retirement.

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Brandon Steele
2023 Q3 Market Outlook

As we kick off the third quarter, and cross the halfway point in 2023, this is a great pausing point to reflect on what we've seen so far in the first half of 2023 and what we expect for the second half. It has been an amazing start so far in the markets, with the stock market up double-digit percentages, primarily on the back of a possible Fed pause and excitement around AI. However, just like the changing of the seasons, we're starting to see signs of a seasonal shift in the markets.

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Brandon Steele
3 Retirement Steps to Ensure Your Plan is On Track

Planning for retirement is a crucial aspect of financial well-being, ensuring that you can enjoy your golden years with peace of mind. As we navigate the complexities of life, it is imperative to take proactive steps to ensure our retirement plan remains on track. By carefully outlining a retirement roadmap, taking inventory and tracking expenses, we can begin to pave the way for a comfortable and satisfying retirement. Below, we will explore 3 key foundational considerations to help you ensure your retirement plan is on track and stays on track despite life’s many ups and downs.

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Brandon Steele
2023 Q2 Market Outlook

Spring is fooling us. In typical Seattle fashion, the sun is out one day, and it's raining the next. And this is a good analogy for what's going on in the market as we look back on the first quarter of 2023.

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Brandon Steele
How to Avoid These 5 Common Retirement Mistakes

As you start thinking about retiring, you are likely soaking up as much knowledge as you possibly can in preparation. Regardless of how much preparation has gone into your retirement planning, this next chapter is a big transition. During this time, it is very understandable to feel scared or concerned you may be missing something. To alleviate these concerns and manage potential pitfalls, the key is to avoid 5 of the most common retirement mistakes that we see.

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Brandon Steele